It makes sense to refinance a home when it will save you money or make paying your monthly bills easier. Some experts say you should only refinance when you can lower your interest rate, shorten your loan term or both. But it depends on your situation. Some homeowners may need short-term relief from a lower […]Read More When Should I Refinance?
With all the gardening folks are doing these days to keep busy during the pandemic, it was only a matter of time until something like this happened….my clients were digging in the front yard of their Kensington home when their shovel hit something hard. They were so surprised when they pulled out a time capsule […]Read More What Would You Put in Your Time Capsule?
In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below):When you continually hear how rates are […]Read More Will Mortgage Rates Remain Low Next Year?
From: Realtor.com When the coronavirus pandemic gutted the strongest U.S. economy, many assumed another recession would bring rock-bottom home prices along with it. Instead, home prices defied logical assumptions—and soared to new heights. Paradoxically enough, one of the biggest drivers of the double-digit price hikes is the very same record-low mortgage interest rates that put […]Read More Why Are Home Prices Rising So High? Blame Record-Low Mortgage Rates
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey by Point2Homes mentions that 74% of millennials (ages 25-40) say they’re interested in purchasing a home […]Read More Do You Have Enough Money Saved for a Down Payment?
If you’re thinking it might be the right time for you to buy or sell property, let’s connect and we can discuss the local San Diego market. Just send me an email or call 619-888-2117.Read More Monthly Market Report – August 2020
With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if you’re planning to buy a home this season. […]Read More Three Ways to Win in a Bidding War
Interest rates are low. Inventory is low. Whether you want to Buy or Sell or both, now could be the right time for you to be proactive. Just send me an email or call 619-888-2117.Read More Mortgage Rates are Low
Today’s housing market is making a truly impressive turnaround, and it’s also setting up some outstanding opportunities for buyers and sellers. Whether you’re thinking of buying or selling a home this year, there are perks today that are rarely available, and definitely worth looking into. Here are the top two. The Biggest Perk for Buyers: Low Mortgage Rates The […]Read More Current Buyer and Seller Perks in the Housing Market
Being Ready for wildfire starts with maintaining an adequate defensible space and by hardening your home by using fire resistant building materials. Defensible space is the buffer you create by removing dead plants, grass and weeds. This buffer helps to keep the fire away from your home. Hardening your home means using construction materials that can help your home withstand flying […]Read More Being Ready-Wildfire Preparedness