What Does Homeowners Insurance Cover?

You’d be surprised at what your home insurance policy doesn’t cover. Here’s what is and isn’t covered by your insurance. What does your homeowners insurance cover? The short answer is: “A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your home and possessions if they’re damaged or destroyed by these things: Fire […]

How to File a Homeowners Insurance Claim After a Fire

By Tobie Stanger: Consumer Reports Follow these tips to make sure you’re compensated correctly: The wildfires in California have destroyed hundreds of homes and businesses. It’s a catastrophe that could happen anywhere, but if you have a homeowners insurance policy, which covers all kinds of fires, including wildfires, you’ll be covered. The road to recovery, […]

How to Create a Home Inventory

Provided by: MDC Financial Service Group What would happen if you lost everything in a fire, tornado or another disaster? Homeowners insurance would likely cover your house, but without a comprehensive list of your belongings, you’d have to rely on memory to determine what else was damaged or destroyed. That’s where an inventory of […]

Homeowners’ Insurance: 7 Things to Consider Before Signing

For most of us, our home is the center of our world. It’s where family and friends meet and where we bring our dreams to life. It’s also one of the most expensive investments you’ll ever make — and so it’s important to make sure it’s protected. A homeowners’ insurance policy helps […]