Senate Bill 9 is a 2021 California state law that allows up to 4 homes in most single-family zones, regardless of local zoning. You can use SB 9 to split your lot, add a 2nd home to a lot, or both (split lot and have 2 homes on each lot for a total of 4 […]Read More Understanding CA-SB 9
Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. A recent report, The Journey Toward Financial Freedom, surveys Americans about their perspective on financial wellness and their goals. It shows there may be a significant misconception about the role owning a home plays […]Read More The Difference in Net Worth Between Homeowners and Renters Is Widening
One of the hottest topics of conversation in today’s real estate market is the shortage of available homes. Simply put, there are many more potential buyers than there are homes for sale. As a seller, you’ve likely heard that low supply is good news for you. It means your house will get more attention, and likely, more offers. […]Read More A Look at Housing Supply and What It Means for Sellers
From: San Diego Uptown News The community garden at Juniper and Front streets is a haven for all who enter. More than a place to grow flowers, fruits and vegetables, this garden is good for the soul. “The harvest enriches our tables, and the community of gardeners nourishes our spirit,” said Robin Parry, Ph.D., grant […]Read More City’s oldest community garden adding pollinator garden
“From time-to-time, I think we all need to re-evaluate what we can do to save more water. The experts are indicating that California is in a serious drought situation. I thought these tips might help.” – Lisa Ashkins From: Eartheasy.com The most effective way to save water is to upgrade to efficient fixtures. But there […]Read More Water Conservation in the Home …
One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has created a hyper-competitive environment for hopeful buyers, leading to the ultimate sellers’ market. However, as the economy continues to improve and more people get vaccinated, more sellers may finally be […]Read More Sellers Are Ready To Enter the Housing Market
Are Interest Rates Expected to Rise Over the Next Year? So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance rates will increase later this year and going into 2022, ultimately making it more expensive to borrow money for a […]Read More Are Interest Rates Expected to Rise Over the Next Year?
By DIANE BELL – COLUMNIST, San Diego Union Tribune For decades, a seashell garden on Rosecrans Street in Point Loma has attracted curiosity seekers. Strangers would walk up to the front door of the house owned by Frank and Elisa Mendes and ring the doorbell. They would ask about the “garden” — an intricate creation of seashells carefully cemented together […]Read More Owner of Point Loma seashell garden house turns 101
The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything is determined by the supply and demand ratio, so home prices skyrocketed last year. Dr. Lynn Fisher, Deputy Director of the Federal Housing Finance Agency (FHFA) Division […]Read More Home Prices: What Happened in 2020? What Will Happen This Year?
It makes sense to refinance a home when it will save you money or make paying your monthly bills easier. Some experts say you should only refinance when you can lower your interest rate, shorten your loan term or both. But it depends on your situation. Some homeowners may need short-term relief from a lower […]Read More When Should I Refinance?