Understanding CA-SB 9

Senate Bill 9 is a 2021 California state law that allows up to 4 homes in most single-family zones, regardless of local zoning. You can use SB 9 to split your lot, add a 2nd home to a lot, or both (split lot and have 2 homes on each lot for a total of 4 […]

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The Difference in Net Worth Between Homeowners and Renters Is Widening

Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. A recent report, The Journey Toward Financial Freedom, surveys Americans about their perspective on financial wellness and their goals. It shows there may be a significant misconception about the role owning a home plays […]

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Water Conservation in the Home …

“From time-to-time, I think we all need to re-evaluate what we can do to save more water. The experts are indicating that California is in a serious drought situation. I thought these tips might help.” – Lisa Ashkins From: Eartheasy.com The most effective way to save water is to upgrade to efficient fixtures. But there […]

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When Should I Refinance?

It makes sense to refinance a home when it will save you money or make paying your monthly bills easier. Some experts say you should only refinance when you can lower your interest rate, shorten your loan term or both. But it depends on your situation. Some homeowners may need short-term relief from a lower […]

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