2020 San Diego Real Estate Market Forecast

It is hard to avoid talk about a recession with the slowing pace of economic growth and the widespread expectation that the lengthy economic expansion, which began in 2009, is nearing its end. National Association of REALTORS ® Chief Economist Lawrence Yun says however, a recession is unlikely in the year ahead, “We expect 2020 […]

10 CRUCIAL QUESTIONS TO ASK A REAL ESTATE AGENT WHEN SELLING YOUR HOME

If you’re looking to sell your home, you’ll want to hire an amazing listing real estate agent to help—and there are certain questions to ask so that you can pinpoint the right professional for you. It’s smart to be picky! A great real estate agent can help find buyers to sell your home fast, and for more money. Make […]

What is in a Home Value?

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5 Unwritten Rules Home Buyers Might Not Even Realize are a Big Deal

If you’re looking to buy a house, you’re probably eager and excited. That’s fine, but just keep in mind that in this heightened emotional state, it’s easy to get swept up in the moment and behave, well, not perfectly. This can lead to trouble since, just like anything else, buying a home comes with its own […]

Giving—or Receiving—a Down Payment Gift? Here Are the Tax Consequences

Searching for homes and scrolling through listing photos is fun, but saving up for a down payment can be a real challenge. That’s why some home buyers turn to family for a helping hand in the form of the gift of a down payment. But whenever a large stack of cash changes hands, Uncle Sam wants to know—and that means […]

5 Crucial Questions to Ask Before You Co-Sign a Mortgage

If you’re considering co-signing a mortgage—say, to help your grown kids buy their first house—it’s wise to take a step back and consider whether this move makes sense. Sure, you’re helping a loved one purchase property, but this type of arrangement could also pose a risk to your own finances (not to mention your relationship […]

Earnest Money Deposit vs. Down Payment: What’s the Difference?

When you buy or sell a home, you get used to hearing words you’ve never heard before. The mortgage lenders and insurance agents who help you through the process will throw around so much real estate jargon, somewhere along the way you might wish you had brought a dictionary—or maybe a translator. Two rather vague but […]

Inspecting the Inspection

Before You Choose a Mortgage Lender, Read These Tips

Everyone in the market for a house has different wants — pre-war charm, a lush backyard, a welcoming front door in Pantone Ultra Violet, perhaps — but at the end of the day, they all share a need in common: money. Lots of it. That’s where your mortgage lender comes in. The right lender can […]

What Does Homeowners Insurance Cover?

You’d be surprised at what your home insurance policy doesn’t cover. Here’s what is and isn’t covered by your insurance. What does your homeowners insurance cover? The short answer is: “A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your home and possessions if they’re damaged or destroyed by these things: Fire […]