First-Time Homebuyer with Good Credit? You Can Buy Now with as Little as 1% Down

Information from MDC Financial Service Group   Find out how first-time buyers with good credit can purchase property with as little as 1% down!  Here’s the criteria: •       Client comes in with 1% •       Lender gives them 2% so they are qualifying on a 3% down payment •       Interest is a little higher (4.50 vs […]

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Mortgage Pre-Qualification vs. Pre-Approval: What’s the Difference

 AlexRaths/iStock; bortonia/iStock   From Realtor.com When buying a home, cash is king, but most folks don’t have hundreds of thousands of dollars lying in the bank. Of course, that’s why obtaining a mortgage is such a crucial part of the process. And securing mortgage pre-qualification and pre-approval are important steps, assuring lenders that you’ll be able to […]

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Down payment misconceptions continue to hinder millennials from owning a home

MDC Financial Services Group provided this article from Home News The misconception about down payments continue to hinder millennials from the possibility of owning a home. An outlook study conducted by United Wholesale Mortgage (UWM) along with Michigan State University found out that a whopping 96% of its respondents became more interested in purchasing a home after finding […]

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Ready, Set, Prepare in San Diego!

    Summer is almost here, and with it the incomparable San Diego weather. Beaches, barbecues, and endless summer sun. During these months, our homes offer us shade and shelter. But sometimes we need to return the favor and take a few simple precautions to help keep our homes safe and sound, especially as fire […]

Read More Ready, Set, Prepare in San Diego!