Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?

      Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private mortgage insurance (or, PMI). While many prospective homeowners […]

Read More Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?

Inventory Balance

  Questions: What exactly is “housing inventory” and how is it calculated? How do you know if it is a Buyer’s market, Seller’s market or neutral market? When deciding to sell or buy a home it is important to discuss the marketplace with your Realtor to understand the current climate. Currently the inventory in San […]

Read More Inventory Balance

Propositions 60 and 90 and how they can help you save money on your next property purchase

Information provided by BOE.CA.GOV What is Prop 60? The perks associated with being 55 or older don’t just come from AARP !  Prop 60 allows transfers of base year property values/property taxes within the same county (intracounty). This can save you thousands of dollars in property taxes on the new property you purchase! What is […]

Read More Propositions 60 and 90 and how they can help you save money on your next property purchase