Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private mortgage insurance (or, PMI). While many prospective homeowners […]Read More Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
Questions: What exactly is “housing inventory” and how is it calculated? How do you know if it is a Buyer’s market, Seller’s market or neutral market? When deciding to sell or buy a home it is important to discuss the marketplace with your Realtor to understand the current climate. Currently the inventory in San […]Read More Inventory Balance
Here is the latest scoop on the local and state housing markets. For specific information on your neighborhood or a market analysis on your home please Just send me an email or call me at 619-888-2117.Read More Market @ A Glance: March 2017 Edition
What lies ahead in real estate in 2017? Many clients have asked me what they should expect in the coming year(s). Real estate is a critical sector of the economy that affects buyers, sellers, renters, landlords and homeowners and there is always some uncertainty that occurs whenever a new administration comes into […]Read More What Lies Ahead in Real Estate in 2017?
Information provided by BOE.CA.GOV What is Prop 60? The perks associated with being 55 or older don’t just come from AARP ! Prop 60 allows transfers of base year property values/property taxes within the same county (intracounty). This can save you thousands of dollars in property taxes on the new property you purchase! What is […]Read More Propositions 60 and 90 and how they can help you save money on your next property purchase
Clients often assume it is always a good thing to pay a mortgage (and other debts like student loans) off sooner vs. later- however that is not always true. Here are some things to consider and discuss with financial professionals like CPAs and Financial Planners: 1) How does your mortgage interest rate compare to […]Read More Should I Pay My Mortgage or Other Loans Off Sooner or Later